Debt Consolidation |  |
Lighten your load.Maxed out? Take control of your finances today with one of our smart consolidation options. We can reduce your high-cost debt and other bills to one low-interest monthly payment. Don't see an option that works for you? Alternatives may be available. Contact our Member Service Team and we'll do our best to come up with a solution that meets your needs. Home Equity Loan | Put your home to work for you.Considering all you've put into your home, it's time you got something out. With a fixed home equity loan, you can borrow up to 90% of the equity in your home to pay off your current balances at a low, fixed rate. Plus, your interest may be tax deductible*, so you could save even more! *Consult your tax advisor. Minimum loan amount: $10,000. Loans subject to credit approval.  |
Ready to apply for a Home Equity loan?
For your security, loan requests are available through Online Banking:
- Log in to Online Banking.
- Click on "Loan Requests."
|
|
| |
Auto Loan Refinance | Get on the road to financial freedom.You know refinancing your auto loan can reduce your payments. But did you know it can also help drive down your overall debt? If the market value is greater than the outstanding balance on your auto loan, you can borrow the difference to pay off other balances. Then cruise along with your new, lower interest rate and low monthly payment. Own your car free and clear? Opt for a cash-out refinance and borrow up to 80% of the car's value. Auto cannot be older than 10 years. Minimum loan amount: $5,000. Loans subject to credit approval. |
Ready to request an advance on an auto loan?
For your security, loan requests are available through Online Banking:
- Log in to Online Banking.
- Click on "Loan Requests."
|
|
| |
Credit Cards | Our cards trump theirs.Read the fine print. Transferring balances to so-called 0% interest credit cards will most likely cost you more in the end. If you want to consolidate your debt, shouldn't you have a credit card with no annual fee, no balance transfer fees*, and low interest rates? Because that's how low monthly payments stay low. Plus, if you use your Platinum Visa, your balance transfers will earn you rewards points**. *Call our Member Service Team to transfer balances without paying a fee. Balance transfers made via convenience check are considered Cash Advances and fees apply.
**Transfers must be made via phone through our Member Service Team to qualify for CURewards points. |
Ready to apply for a new credit card or line increase on your current card?
For your security, loan requests are available through Online Banking:
- Log in to Online Banking.
- Click on "Loan Requests."
|
|
| |
BALANCE Financial Fitness | We'll help you work it out–no charge.Quorum has partnered with BALANCE Financial Fitness to provide FREE, confidential debt counseling. A counselor will suggest ways to deal with debt and help you develop a plan of action. Click here to visit the BALANCE Financial Fitness website or call
(888) 456-2227 for more information. Counselors are available Monday through Thursday, 8 a.m. to 11 p.m.; Friday, 8 a.m. to 8 p.m.; and Saturday, 11 a.m. to 8 p.m. (ET). |
| |
| |
| |
