Credit Cards

One credit card does it all.

A credit card should provide security, confidence and protection. With a Platinum Visa or RateWise MasterCard, members get all these and more.

We work for you. That's why our cards offer:
	No annual fee			Simple free balance transfers*
	Free additional cards for joint or authorized cardholders			Competitive, low interest rates with rate caps
	AutoPay for easy, automatic monthly payments from your Quorum Savings or Checking account			Monthly payments never more than 2% of outstanding balance ($25 minimum payment)

Our convenience checks are actually convenient. Use them when you need them. Pay them off at a low interest rate. With Falcon Fraud Protection and personal online passwords, you'll rest assured no one can take advantage of your buying power except you.

Best of all, our 24-Hour Cardholder Service is standing by for you if your card is lost or stolen. Just call (800) 874-5544 and select option 3, then option 1. (Overseas members please call 001-914-641-3700.)

For members who want to rebuild their credit, we offer secured credit cards. Funds equal to the credit limit are held in the Basic Savings account as collateral.

*Call our Member Service Team to transfer balances without paying a fee. Balance transfers made via convenience check are considered Cash Advances and fees apply.

Platinum Visa

Ready to go all the way? Go Platinum. Upgrade to a Platinum Visa and earn merchandise and travel rewards with the CURewards Program. Earn one point for every dollar you spend with your card. Start redeeming at 2,000 points. Start traveling at 30,000. Visit CURewards.com for more information. Ready to apply for a new credit card or a line increase on your current credit card? For your security, loan requests are available through Online Banking: Log in to Online Banking. Click on "Loan Requests."