Invest a little time. Get a great return.

Whether it's for a summer rental or an early retirement, a term savings account can help make it happen. From three months to five years, and with as little as $1,000, you'll watch your money grow with some of the highest dividend rates you'll find anywhere — the bigger your balance the more you earn. And once your term is up you'll have seven days to decide whether to spend it all, re-invest it or roll it over automatically — for the same term, at the current dividend rate. Penalties apply for early withdrawal.

With these impressive rates, you can be sure you're making the right investment.

Open our 11-month Term Savings or IRA Term account and earn an impressive 3.15% APY*!

Download an application or apply through Online Banking. Click on the Additional Services tab and choose "Open a New Sub-Account", then "Apply for a New Term Account."

Want to see all your options? Click here to view our current terms and rates.

*3.15% Annual Percentage Yield for 11-month term account in effect as of 7/1/08 and ends 7/15/08. Deposits of $100,000 or more earn an additional 0.10% APY on all Term Accounts. Minimum deposit and minimum balance required to earn dividend is $1,000. Fees apply for early withdrawal.