Quorum Federal Credit Union: Savings Rates & Fees

SAVINGS RATES
Printable Rate Sheet

	TERM	RATE TYPE	MINIMUM BALANCE	DIVIDEND - ANNUAL PERCENTAGE YIELD	DIVIDEND RATE
Basic Savings	n/a	Variable	$25	0.30%	0.30%
Holiday Club	Disbursed each October	Variable	None	0.30%	0.30%

SAVINGS FEES
Printable Fee Schedule

SAVINGS ACCOUNTS
Basic Savings Account Maintenance	Free
Early Holiday Club Account Withdrawal	$15.00
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MONEY MANAGEMENT ACCOUNT
Money Management Account Maintenance	Free
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TERM ACCOUNTS
Term Savings Account Maintenance	Free
Term Savings Account Early Withdrawal Penalties (minumum of $20.00)*
- 3-11 Months - Dividends earned, not to exceed 90 days
- 12-60 Months - Dividends earned, not to exceed 180 days
*Withdrawals made in the first 6 days are subject to the greater of 7 days of interest or $20.00
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IRA ACCOUNTS
IRA Premature Withdrawal Penalties (Under age 59-1/2; IRS penalty will also apply)	$25.00
All outgoing transfers or rollovers	$25.00
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SAVINGS SERVICES
Direct Deposit	Free
Return of Item You Deposited	$25.00
Verification of Deposit	$15.00 per request
Certified/Cashiers Check	$5.00
Wire Transfer
- Incoming	Free
- Outgoing Domestic - Online	$15.00
- Outgoing Domestic - Person-to-Person	$25.00
- Outgoing International - Online	$35.00
- Outgoing International - Person-to-Person	$50.00
- Recurring Wire Transfer	$5.00
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Convenience Services

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