There's more than one way to beat taxes.

A Roth IRA is funded with your after-tax money, and your annual deposits are not tax deductible. But the real benefits roll in when you need them most — during your retirement. Because when you take money out of your Roth IRA, that money is yours to keep, with no taxes due.

And unlike other IRAs, distribution rules don't apply. So you can keep your money right where it is — and your earnings can continue to grow tax-free for as long as you keep them there. On the other hand, you can take an early distribution — penalty-free. So the Roth IRA makes everything easier, whether you're leaving your money in or taking your money out.

Speak to our Member Service Team to begin today. Eligibility and maximum deposits vary. But for maximum return with minimum effort, you can set up automatic deposits right from your Credit Union account.

Your savings Federally insured to at least $100,000 and backed by the full faith and credit of the United States Government: National Credit Union Administration (NCUA), a U.S. Government Agency