Transfer Credit Card Balances to Quorum and Save! Rates as low as 13.15% APR!*

By transferring balances from high interest retail credit cards to Quorum’s lower rate Mastercard with no balance transfer fees or annual fees, Quorum can help you manage your debt more efficiently. Check out our 3 card options with rates as low as 13.15% APR!*

Here’s how to transfer balances to your Quorum Mastercard:


  • Log in to online banking.
  • Click on Card Services under the More menu.
  • Click on the Card you wish to transfer balances to.
  • Click Balance Transfer. Follow the prompts to complete your transfer request.

Mobile App:

  • Under More, click on More again, then Card Services.
  • Click on the card you wish to transfer balances to.
  • Click Balance Transfer. Follow the prompts.

That’s it!  Balance Transfers will appear in your account within 24 hours.

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A young man uses his laptop to make a balance transfer to his Quorum credit card. Credit Cards Intl Transfer Icon

Balance Transfer Calculator

Amount To Transfer

Quorum Card Interest Rate

7.90% 18.00%

Current Interest Rate

Balance Transfer Fee

Quorum does not charge a fee for balance transfers.

Assuming you make only the minimum payment over the next 12 months, with this lower rate you will save .

If you pay more than the monthly minimum payment you will pay off your balance much faster while still saving on your finance charges.

Total Savings over 12 months:

Calculations provided are for illustrative purposes only and do not constitute an actual offer of credit. The accuracy of these calculations and their relation to your individual financial situation is not guaranteed.

Choose the Right Card for You!

Do you want travel points? Merchandise rewards?  How about cashback?  Whatever you’re looking for — including super low rates — Quorum offers great credit card options to fit your needs.

Best of all, you’ll save money with a Quorum Mastercard: There are no annual fees or balance transfer fees!

Three Quorum Mastercard Credit Cards Quorum Credit Card Icon Quorum Credit Card Icon

Other Helpful Resources:

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Frequently Asked Questions

Do you have balance transfer fees on your Mastercard credit cards?

No balance transfer fees! Quorum does not charge a fee for incoming balance transfers. However, you may want to ask about your card issuer’s outgoing balance transfer fees.

What do I need to make a balance transfer to my Quorum Mastercard Credit Card?

In order to complete a balance transfer from a credit card to your Quorum Mastercard, you’ll need the following information:

  • The name of your credit card issuer
  • The credit card account number of the card you are transferring from
  • The credit card issuer’s billing address
  • The amount you want to transfer

How long will it take before a balance transfer appears on my Quorum credit card account?

Balance transfers will appear on your credit card account within 24 hours.

If I transfer a credit card balance to a Quorum credit card, how long will it take for the payee (the credit card company who owns the debt) to be paid?

The payee should receive the transfer within three days by ACH, or 7 – 10 days if a check has to be mailed.

How do I set up a credit/debit card alert?

Credit/Debit Alerts will only alert you when a transaction is made using your Quorum Credit/Debit MasterCard®. Other transactions, such as checks or electronic transfers using your checking account number, will not trigger a credit/debit alerts.  

How to set up card alerts

Be sure to have your Credit/Debit Card handy before you start.

  • For Credit Alerts visit: Credit Alerts Registration page
    • Click on “Register Now”
    • Complete registration by following the onscreen prompts.
    • Once registration is complete, you’ll be automatically logged in to the Credit Card Alerts Management platform where you can set up new Alerts.
  • For Debit Alerts visit: Debit Alerts Registration page
    • Click on “Register Now.”
    • Complete the registration by following the onscreen prompts.
    • Once registration is complete, you’ll be asked to log in to the Debit Card Alerts Management platform where you can set up new Alerts.

A Few Things You Should Know

*Rates in effect as of 10/01/2023, are based on the Prime Rate, and subject to change. Rates are subject to semi-annual credit review and may be adjusted if your credit rating changes. The maximum interest rate will never exceed the rate permitted under the Federal Credit Union Act (currently, this maximum is 18.00%). Click here to view our credit card disclosures.