Lock in a Low Rate on a fixed or adjustable rate mortgage

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We’ll help you pick the right mortgage—even if it's not a Quorum mortgage.

 
 
Why choose Quorum:
  • Great rates, low fees, and fast closing (45- to 60-day closing).
  • 10- to 30-year fixed-rate mortgages.
  • Zero points for purchase or refinance available.
  • Adjustable-rate mortgages and home equity loans also available.

Our rates

30 Year Fixed Rate 4.375% 4.495% APR
15 Year Fixed Rates 3.375% 3.543% APR
3/3 Adjustable Rate 3.125% 3.412% APR

 

 

* Data from "Net Promoter(c) U.S. Consumer Benchmarks 2012" by Satmetrix and "Quorum Federal Credit Union Net Promoter Research, Findings May 2012" by Rothstein-Tauber Inc.

30-yr Fixed rate
The payment on a $180,000 30-year Fixed-Rate Loan at 4.375% and 80% loan-to-value (LTV) is $898.71.  The Annual Percentage Rate (APR) is 4.496%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The rate offered assumes excellent credit.The lock period for your rate is 60 days. Rate and annual percentage rates (APR) shown are effective as of  04/24/2014 and is subject to change without notice. Your APR will vary based on your final loan amount and finance charges.Rate and APR may be adjusted based on several factors including but not limited to loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score.

The 15-yr Fixed rate  
 The payment on a $180,000 15-year Fixed-Rate Loan at 3.375% and 80% loan-to-value (LTV) is $1275.77 . The Annual Percentage Rate (APR) is 3.545%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The rate offered assumes excellent credit.The lock period for your rate is 60 days. Rate and annual percentage rates (APR) shown are effective as of 04/24/2014 and is subject to change without notice. Your APR will vary based on your final loan amount and finance charges.Rate and APR may be adjusted based on several factors including but not limited to loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. 

The 3/3 ARM rate
 For Adjustable Rate Mortgages (ARMs), the Annual Percentage Rate, interest rate and principal and interest payment are subject to increase and will change after at the time of adjustment. Repayment example: For a loan of $180,000, assuming a 80% Loan to Value and zero points, the monthly principal and interest payment on a 3/3 ARM loan program with an interest rate of 3.125% and an Annual Percentage Rate of 3.413% would be $771.08, as of date 04/24/2014.  Adjustable Rate Mortgage rate based on the 3-year treasury index and our margin of 2.50%. Members will be notified 30 days prior to rate change. Floor rate is 2.50%. Your APR will vary based on your final loan amount and finance charges. Rate and APR may be adjusted based on several factors including but not limited to loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score.