AD&D Insurance: Accidental Death or Dismemberment Coverage

If the unthinkable happens, worrying about financial troubles is the last thing your family needs. Accidental death and dismemberment insurance (AD&D) can help with expenses in the event of an unexpected loss of life or limb.

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Insurance That Covers Your Quality of Life.

Get covered with no health questions or medical exams. With AD&D insurance through our trusted insurance partner TruStage®, you are guaranteed coverage, regardless of your medical history. Here are some examples of what your new, no-cost policy can cover:

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Loss of life, limb, or vital function as a result of an accident or violence

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Paralysis, including paraplegia and quadriplegia

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On-the-job accidents leading to physical loss

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Income supplementation beyond the initial loss

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And more—speak to a Q‑surance representative today

AD&D Insurance Might Cover More Than You Think.

A common misconception with AD&D insurance is that you have to lose a literal limb to qualify for an insurance payment. However, an accident that causes you to lose your sight, speech or heading can also provide a much-needed financial safety net for you and your family.

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Accidents Happen. Make Sure You’re Prepared.

As a Quorum member, you’re entitled to $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Quorum Federal Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

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Frequently Asked Questions

How do I apply for AD&D Insurance?

Click Here to begin your AD&D application. The process is quick and easy. The best part? You are guaranteed coverage! No medical exam or extended underwriting necessary.

How does AD&D differ from life insurance?

Life insurance provides financial protection for your family in the event the family experiences a loss of income from most causes of death. Life insurance will pay out if you die by accident or illness. Accidental death and dismemberment (AD&D) insurance, on the other hand, will only pay out under certain circumstances (if the death is caused by an accident and not death attributable to natural causes or illness).

A Few Things You Should Know

Quorum will help you through the process and help you find the best rates with our third-party insurance agencies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Quorum.

TruStage® Accidental Dealth & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL

© 2021 TruStage Insurance Agency ADI-2951070.1

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