The choice is yours.

(Select up to three cards)

Visa Signature

Features:
  • 8.90 – 11.90% APR1
  • No preset spending limit2​
  • No annual fee
  • Earn 1 point for every $1 spent​
  • Redeem for travel, merchandise, shopping discounts, experiential, cash back, gift cards
  • No expiration, no limit on points earned
  • Redemption values:
    - 1.25% on airline tickets with real time pricing
    - 0.80% to 1.00% on cash back/gift cards
    - 1.00% on merchandise and other rewards
  • 24/7 Visa Concierge to help with booking travel, event access, dinner reservations, gift ideas
  • Same APR for purchases, transfers and advances
Additional Benefits
  • Fraud Protection
  • Purchase Security​
  • Card Lock
  • Warranty Manager Service
  • Cellular Telephone Protection
  • Price Protection
  • Return Protection
  • Travel and Emergency Assistance Services
  • Auto Rental Collision Damage Waiver
  • Lost Luggage Reimbursement
  • Travel Accident Insurance
  • Year-end Summary
  • Roadside Dispatch
  • Emergency cash disbursement
  • Emergency card replacement
  • Requires Good to Excellent credit, $5,000 minimum line

Cash Back Visa

Features:
  • 8.90 - 11.90% APR 1
  • No annual fee
  • Earn points towards cash back and gift cards​
  • No expiration, no limit on points earned
  • Redemption values:
    - 1.25% cash back for every $1 spent
    - 1.00% for gift cards
  • Redemption options:
    - Automatic redemptions available
    - Deposit to Quorum savings account, statement credit, or as gift cards
Additional Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Price Protection
  • Return Protection
  • Fraud Protection
  • Card Lock
  • Emergency cash disbursement
  • Emergency card replacement
  • Requires Good to Excellent credit, $5,000 minimum line

 

Ratewise Visa

Features:
  • 7.90 - 18.00% APR 1
  • No annual fee
  • Same APR for purchases, transfers and advances
  • No balance transfer fees
  • Low cash advance fee with a $25 cap
  • Lower variable rate cap of 18%
  • Requires Fair to Excellent credit

1 Rates as of 04/04/2014 and subject to change. Subject to semi-annual credit review, may be adjusted if your credit rating changes. The maximum interest rate will never exceed the rate permitted under the Federal Credit Union Act (currently, this maximum is 18.00%).

2 Certain limitations and restrictions apply. Contact our Member Service Team at (800) 874-5544 for additional information.

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Balance Transfer Calculator

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Assuming you make only the minimum payment over the next six months with this offer you will save

Additionally if you kept making your minimum monthly payment for the following six months with you lower interest Quorum Credit Card you will save an additional

This would be a 12 months savings of

If you pay more than the monthly minimum payment you will pay off your balance much faster while still saving on your finance charges.

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Total Savings over 12 months:

Calculations provided are for illustrative purposes only and do not constitute an actual offer of credit. The accuracy of these calculations and their relation to your individual financial situation is not guaranteed.