Free online checking, bill pay, and all the perks of a Debit Mastercard

Two young women laughing and discussing their finances.

Experience Priceless® offers with our Debit Mastercard®, enjoy Mastercard travel benefits while saving on gas with Fuel Rewards, bank on the go with our mobile banking app—our checking accounts offer all these and so much more! See which account is right for you. 

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More than what you'd expect from a basic checking account.

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All the features of QClassic and more!

  • Dividends with no minimum balance
    • Up to $19,999: 0.05% APY*
    • $20K and over: 0.10% APY*
  • Up to $15/month in ATM fee reimbursements
  • Requires eStatements and minimum monthly direct deposit(s) totaling $1,000 or minimum average daily balance of $5,000.**
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*Annual percentage yields in effect as of 04/07/20 and subject to change. **A $10 monthly fee applies when these requirements are not met.

The basics, redefined

Features of all Quorum checking accounts.

Debit MasterCard®

Debit Mastercard®

For use wherever Mastercard® cards are accepted as well as at
any of our 90,000+ FREE ATMs nationwide.

You also receive these great benefits:

  • Priceless® offers
  • Zero Liability protection
  • Mastercard Global ServiceTM
  • Extended Warranty
  • Mastercard Airport ConciergeTM
  • Price Protection
  • Purchase Assurance®
  • ID Theft Resolution Services with Wallet Protection

Please contact 800-MCAssist to learn more about your Debit Mastercard® cardholder benefits.



Choose and receive alerts related to your accounts.

Online Bill Payment

Bill Payment Service

This free service lets you manage and pay your bills in one place. Receive, view and pay your bills online or via your mobile device.

Online and Mobile Banking

Online and Mobile Banking

Check balances, move money, pay bills, make deposits and locate ATMs. 

Moving Money

Move Your Money

Move funds either between your Quorum accounts or to external ones. Click here to learn more.

Direct Deposit

Direct Deposit

Have recurring deposits go directly into your Quorum account (and earn dividends if you get a QChoice account). 

Paperless Statements


Receive your statements more quickly and securely by getting them online. Plus, you'll be doing the environment a favor.

Compare Checking Accounts

Compare Checking Accounts

See features side by side

  QClassic QChoice
Monthly Service Charge No No*
ATM Fee Reimbursement No Yes**
Earns Dividends No Yes
Rate Type N/A Variable
Free Checks No Yes
Free Overdraft Account Transfers No Yes
Free Online and Mobile Banking Yes Yes
Free Online Bill Pay Yes Yes
Account Requirements No Yes
Fuel Rewards Yes Yes
Priceless Offers Yes Yes
Debit Mastercard Yes Yes


*A $10 monthly fee will be charged if account requirements are not met.

*ATM fees incurred will be reimbursed up to $15 per month and will be automatically deposited into your account on the 2nd business day of the following month.

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Overdraft Protection

Overdraft Protection

Three levels of protection

  • Checking Reserve Line-of-Credit: Keeps $500 or more ready for transfer should your balance fall short of your needs. All at no cost to you, with no interest charged until you use it. To apply:

    1)  Log in to online banking 

    2) Under the Quick Links menu, click on "Apply for a credit card/loan"

    3) Click on "Apply for an Overdraft Line-of-Credit" to start your application

  • Automatic Transfer: This is activated when your account is at risk of being overdrawn, automatically moving funds from your savings to your checking (fees apply for QClassic).
  • Courtesy Pay: We’ll automatically pay an overdraft, for anything from bill payments to check transactions. A fee of $37 applies for each overdraft. To opt in to Courtesy Pay for your existing checking account, click here

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Refer to the Truth-in-Savings disclosure for complete terms and conditions.

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Direct Deposit

Direct Deposit

Payday without delay

You work hard for your money so you shouldn't have to wait for it. Get instant access to paycheck funds the moment they’re deposited into your Quorum account. See your HR department for more details. 

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