QClassic Checking Maintenance Free
QChoice Checking Maintenance
Monthly fee applies when requirements to this account are not maintained: Monthly minimum deposit of $1,000.00 or average daily balance of $5,000.00.  ATM fee refund amount up to $15.00 a month.
Checking Rewards Maintenance
Monthly fee applies when requirements to this account are not maintained: Minimum balance to maintain active status $0.01, plus monthly direct deposit and eStatements.
Club/Association/Business Checking Account Maintenance $5.00/month


HighQ Savings Maintenance

Applies when eStatements are not maintained.

Basic Savings, Name Your Own Savings, MMAs, Term Accounts, Holiday Club Accounts Free

Early Withdrawal Penalties

2-11 Month Term Accounts 1% of amount withdrawn never to exceed original principal balance
12-24 Month Term Accounts 2% of amount withdrawn never to exceed original principal balance
25 Month + Term Accounts 3% of amount withdrawn never to exceed original principal balance
Holiday Club Account $15.00
IRAs (Under age 59-1/2. IRS penalty will also apply.) $25.00
All Outgoing Transfers or Rollovers $25.00


ATM Card or Debit Card
ATM fee refund amount up to $15.00 a month for QChoice Checking Members.
First 2 free, then $10.00
Replacement Cards First free, then $10.00
ATM Withdrawals – First 10 per month Free
ATM Withdrawals – After first 10 $2.00
Daily Maximum Withdrawal Limit – ATM Card $500.00
Daily Maximum Withdrawal Limit – Debit Card $1,000.00
Verification of Deposit $15.00
Cashier Checks $5.00
Stop Payment Order (Check or Electronic Transfers) $32.00
Stop Payment Order of a Quorum Withdrawal Check $32.00
Copy of Personal Check $10.00
Check Copy Person-to-Person $10.00
Non-Member Check Cashing $3.00
Photocopy of Quorum check $5.00

Paid NSF Fees (per transaction)

Courtesy Pay Fee/Negative Balance $37.00
Overdraft Transfer from Savings $20.00
Check or ACH Debit Returned (Insufficient Funds) $37.00


Quorum Cash Advance

Finance charge assessed from the day of cash advance to the day of full payment.

2% ($5.00 min/$25.00 max)
Returned Payment Fee Up to $25.00

Late Payment Fees

Minimum Payment of $25.00 or More $25.00
Minimum Payment of $10.00 to $24.99 $10.00
Replacement of Credit Card First free, then $10.00


Late Payment $25.00
Duplicate Lien Release $25.00
Private Education Line-of-Credit
Application Fee Free
Late Payment 5% of the payment due
Non-Sufficient Funds (NSF) $20.00


First Mortgage and Co-Op Loan Application $295.00
First Mortgage Processing Fee $500.00
Rate Lock Extension Fee 0.25%
HELOC Processing Fee $100.00
HELOC Origination Fee Interest Only Realty Line: $495
Investment Property HELOC: $695
HELOC Annual Fees Interest-Only Realty Line: $0
Investment Property HELOC: $100
Late Payment Varies
Appraisal Varies
Closing Costs Varies
Subordination Agreement Fee $150.00
Preparation and Recording of Satisfaction  Varies by county
Flood Certification First Mortgage: $8.50
HELOC: $7.00
Credit Report Fees First Mortgage: $49.25/$98.50 (single/joint)
HELOC: $39.65/$79.30 (single/joint)
Tax Service Fee Varies – begins at $61.00.
Modification $225.00
Trust Agreement Variable – begins at $150.00
Verification of Mortgage $15.00


Bill Payment Check Copy $10.00
Bill Payment Stop Payment $32.00
Incoming Wire Transfer Free
Outgoing Domestic Wire Transfer* $20.00
Outgoing International Wire Transfer* $45.00
*If originated through any other channel including but not limited to over-the-phone banking and in branch a $10 surcharge per transfer will apply.

Loan Payment Service Fees

Recurring Payments via Loan Payment Portal and ACH Free
One-time Payment via Loan Payment Portal $1.95
One-time Payment via Automated Telephone Service $1.95
One-time Payment via Member Service $9.95
Return of a Check You Deposited $25.00
Abandoned Property Processing $100.00
Invalid Address/Returned Mail $2.50/month
Statement Copy $10.00
Mid-Cycle Statement History $10.00
Notarization Free
Research/Special Correspondence Fee $20.00/hr. ($20.00 min.)
Subpoena/Restraining Notice/IRS Levy $100.00

Overnight Mail

Domestic $15.00
International $25.00
Saturday Delivery Add $5.00

Shared Branching Transactions

Members with $100,000 in daily aggregate deposits with Quorum are exempt from these fees.
Deposit $5.50
Withdrawal $6.00