Checking and Savings Accounts Good for your Wallet!

We offer simple and transparent checking and savings products that are easy to choose from.

Checking Accounts
For your daily banking needs, we have two checking accounts you can choose from—QClassic, our standard, free checking account with no monthly fees and no minimum balance requirements and our QChoice, a dividend-earning checking account that has all the features of the QClassic account.

Savings Accounts
For your short- or long-term savings goals, our high-yield liquid savings and top-of-market term accounts (similar to CDs) can help you get there in no time.

Checking and Savings Accounts

Bank on Your Schedule. Wherever You Are.

Make payments, pay bills, deposit checks and more—all from the comfort of your home. Bank on the go with our highly-rated mobile banking app.

Learn More
Bank on Your Schedule. Wherever You Are.

Love this app

This app is so fantastic it makes deposits so easy as I don’t have to find a storefront location anymore I can deposit in seconds. All my banking information is a touch away.

Smooth Process

I love that everything is easy! With a few clicks I can make see my balance, make deposits and instantly transfer money to my daughter’s account.

Easy as Pie!

So easy to use and extra security too! Easy $ deposit and transfer $. Never leave your home to do banking!

Ready to Apply? Here's How:

Apply.

Use our easy, online application to become a Quorum member and open an account with us.

Choose.

During the application process, you can choose to open any savings product(s) you like.

Fund.

Once you’ve chosen the product(s) you wish to open, you’ll have the opportunity to fund your account(s) before submitting your application.

Apply Now

What is a Quorum membership?

As with all credit unions, in order to take advantage of Quorum’s products and services, you must be eligible to join Quorum. Quorum membership is free and part of our online application.

Learn more about Quorum membership eligibility here.

How long does this application take?

The online application takes less than 5 minutes to complete! Once you submit your application, it may take between 24-48 hours to establish your account.

What do I need to apply?

  • You will be asked to provide a valid ID, your SSN, and banking information.
  • You must be at least 18 to open an account with us online.
  • On average, the application takes about 5 minutes to complete.

Log In.

Log in to your account via online banking.

Click.

Click on “Open a Checking or Savings Account” in the main menu.

Choose.

Select the product(s) you wish to open, then follow the prompts to complete the application. Once you submit your application, the status will be presented on screen.

Log in to Online Banking

How many accounts can I open?

There’s no limit to how many online banking accounts you can open!

How much money do I need to deposit?

Minimum deposit requirements will vary depending on the type of account you open. You’ll find account requirements for each account as you go through our online application or in the individual product pages on our website.

Are there additional fees?

Term Accounts are fixed and have no additional fees. And so long as you go with eStatements, even our liquid HighQ Savings Accounts have zero monthly fees.

Steps for Non-Members
Steps for Current Members

Other Helpful Resources:

Frequently Asked Questions

Frequently Asked Questions

What is an Online Credit Union?

While banks are public, profit-driven companies designed to make money for shareholders, online credit unions are not-for-profit, cooperative financial institutions operated by members and based entirely on the web.

In an online credit union like Quorum, profits are returned to members in the form of low fees for financial products and services. A shared sense of community provides members with peace of mind and a connection to something larger than themselves, as well as loyalty and service to other members.

Online credit unions are carefully regulated and are a safe place to store your money. Just like the Federal Deposit Insurance Corporation (FDIC) insures banks, the National Credit Union Administration (NCUA) insures credit unions.

Does Quorum offer mobile banking or mobile deposits?

Yes, our iOS and Android mobile banking app allow you to pay your bills, view your savings account or checking account balances and history, send secure messages, and perform transfers, anywhere, anytime. Our mobile banking app also allows you to snap pictures of your check to make a deposit anywhere, anytime.

Download the Quorum mobile banking app today to get started!

Search for “Quorum” in the App Store or Google Play, to download our app directly to your mobile device.

Do you offer mortgages?

Yes, we offer first mortgages and co-op loans. 

View our mortgage page for more information.

Are my funds insured with Quorum?

Your Quorum accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Depending on how your accounts are owned and what types of accounts you have, you can potentially increase the total insurance on your funds to greater than $250,000.

The Share Insurance Estimator, found here, can help you determine whether your accounts are established and insured appropriately. If you have already utilized the Share Insurance Estimator and still have additional questions, you can also reach out to the NCUA Consumer Assistance Center at (800) 755-1030. Representatives are available from Monday through Friday from 8 a.m. – 5 p.m. ET. You can also send an email with your questions to dcamail@ncua.gov.

What is Quorum's ABA Routing and Transit Number?

Quorum’s ABA Routing and Transit Number is 221981335.

A routing number is a 9-digit code used to identify financial institutions in electronic transactions. You can always find our routing number in the lower left-hand corner of your checks:

Does Quorum have branch offices or ATMs?

You can make transactions in person at over 5,000 Shared Service Centers nationwide. These are branch offices that Quorum shares with other credit unions. Plus, Quorum offers access to over 90,000 FREE ATMs, one of the largest networks in the country. Use our Service Finder to find the free ATMs and Service Centers nearest to you.  Learn More

How do I find out if I am I eligible for membership at Quorum?

Quorum membership eligibility is based on your affiliation with various groups within our field of membership, including partners we serve and relatives of an existing Quorum member. View the companies that have chosen Quorum here.

Eligibility can also be established by joining an association we’ve partnered with, including:

  • American Consumer Council (ACC), a national organization committed to consumer education and awareness. Joining ACC is free and automatically qualifies you for Quorum membership.
  • Select Savers Club (SSC) is a not-for-profit club committed to helping its members achieve their financial goals with information on spending, saving, borrowing and managing money and debt wisely. Joining SSC automatically qualifies you for Quorum membership; there is a $5 lifetime fee, which is paid for by Quorum.

Our online application will help you to determine if you are eligible, and makes the process quick and simple.

How can I access my Quorum account?

There are multiple ways to access your Quorum account:

Desktop/Mobile device:

  • Simply visit org/login from your desktop computer 
  • Search for “Quorum” in the App Store or Google Play, to download our mobile banking app directly to your mobile device. 

VoiceConnect (Quorum’s automated telephone system)

  • VoiceConnect allows you to perform select transactions such as transfers, withdrawals, balance inquiries, and loan payments without speaking to a representative. You can call VoiceConnect 24 hours a day, seven days a week at (800) 874-5544 (select option 1). Click here for our VoiceConnect Menu Guide

ATMs, along with Shared Service Centers

  • You can make transactions in person at over 5,000 Shared Service Centers nationwide. These are branch offices that Quorum shares with other credit unions. Plus, Quorum offers access to over 90,000 FREE ATMs, one of the largest networks in the country. Use our ATM Finder to find the free ATMs and Service Centers nearest to you. 

Our Member Services Team

  • Call us at (800) 874-5544, Monday through Friday, from 8:30 a.m. – 7:30 p.m. ET for one-on-one help with your account!

 

 

A Few Things You Should Know

*Bill Pay: You’ll see if your service provider allows this feature once you enter their information in the system.