Enjoy the Perks of a Quorum Debit Mastercard® 90,000+ fee-free ATMs nationwide!
Use your debit card wherever Mastercard® is accepted. When you sign up for one of our personal checking accounts, you’ll automatically receive our contactless Tap & Go™ Quorum Debit Mastercard®. Use it to make purchases online, at stores, and as an ATM card at over 90,000 fee-free ATMs nationwide! Need more information on the perks of our card and how they work? Learn more about Quorum Debit Mastercard benefits or call (800) MC-ASSIST.

Zero Liability: As with all Mastercard cards, you’re not responsible in the event that someone makes unauthorized purchases with your card.
Purchase Assurance: Peace of mind knowing that most items you purchase are covered if they are damaged within 90 days of buying them.
Extended Warranty: Double an eligible item’s original warranty for a maximum of 24 months (applicable of the original warranty is 24 hours or less).
Price Protection: Purchases you make with your card are covered for 60 days from the date of purchase for the difference between the price you paid and the lower price advertised.
Access to Over 90,000 Fee-Free ATMs Nationwide!
We have a network of over 90,000 fee-free ATMs throughout the country; many ATMs even accept deposits!
We participate in Shared Branching and ATM networking to allow you hands-on, in-person access to your Quorum accounts at no additional cost. View our nationwide network of over 90,000+ fee-free ATMs and 5,000 Shared Service Centers.


We have a network of over 90,000 fee-free ATMs throughout the country; many ATMs even accept deposits!
We participate in Shared Branching and ATM networking to allow you hands-on, in-person access to your Quorum accounts at no additional cost. View our nationwide network of over 90,000+ fee-free ATMs and 5,000 Shared Service Centers.
How to Use Your Quorum Debit Mastercard Internationally
Quorum does not charge additional fees if you use your debit card for international transactions. However, Mastercard charges a foreign conversion fee of 1% per transaction.
If you are traveling abroad and plan to use your Debit Mastercard, please notify us by logging into online banking. Click on “More,” then “Card Management” then click on the card you wish to use abroad. Click on “Travel Notice” to add the dates of your travel. Any challenges, let us know at (800) 874-5544, Monday through Friday, 8:30 a.m. to 7:00 p.m. ET.
Please also keep our Cardholder Services number handy for service 24 hours a day, seven days a week, should you experience any interruption in service during your trip:
Other Helpful Resources:


The Benefits of Using a Debit Card


Credit Vs. Debit: Which Card Is Best?
Savings Interest Calculator


Frequently Asked Questions
How do I set up a credit/debit card alert?
Credit/Debit Alerts will only alert you when a transaction is made using your Quorum Credit/Debit MasterCard®. Other transactions, such as checks or electronic transfers using your checking account number, will not trigger a credit/debit alerts.
How to set up card alerts:
Be sure to have your Credit/Debit Card handy before you start.
- For Credit Alerts visit: Credit Alerts Registration page
- Click on “Register Now”
- Complete registration by following the onscreen prompts.
- Once registration is complete, you’ll be automatically logged in to the Credit Card Alerts Management platform where you can set up new Alerts.
- For Debit Alerts visit: Debit Alerts Registration page
- Click on “Register Now.”
- Complete the registration by following the onscreen prompts.
- Once registration is complete, you’ll be asked to log in to the Debit Card Alerts Management platform where you can set up new Alerts.
What's the difference between a debit card and an ATM card?
A debit card is linked to your checking account and draws from the available money within the linked account. Your debit card can be used for point of sale transactions, PIN transactions and ATM withdrawals. When you use your debit card, funds are immediately withdrawn.
An ATM card can only be used at an ATM terminal to withdraw or deposit money. On rare occasions, certain merchants may accept ATM transactions.
How do I order a new ATM/Debit Card?
To order a new debit card, simply follow the steps below:
- Log into online banking at quorumfcu.org.
- Select “More” from the Dashboard.
- Select “Additional Services.”
- Select “Checking Account Services.”
- Select “Request a new card” and follow the steps to complete the form.
- Select “Debit Card Replacement,” verify your personal information, and click “Submit.”
You will receive your card in approximately seven business days. You can contact our Member Service Team at (800) 874-5544, Monday through Friday, 8:30 a.m. to 7:00 p.m. ET to request a new card.
What is my PIN for my debit card?
At the time of activation, you will be able to set your own PIN.
If you are an established cardholder and you do not know your PIN, call (866) 985-2273. To expedite the process, please be sure to have your debit card available. Also, please ensure you are calling from a phone number we have on file for you.
How do I change my ATM/Debit Card PIN?
To change your ATM/debit card PIN, you will need to call Cardholder Services at (866) 985-2273 from one of the phone numbers we have on file for you. You will need your card number and the last four digits of the primary member’s Social Security number.
Why was my debit/credit card purchase declined?
If your debit/credit card purchase is declined, please contact our Member Service Team at (800) 654-7728, Monday through Friday, 8:30 a.m. to 7:00 p.m. ET.
How do I activate my ATM/Debit Card?
To activate your ATM/Debit Card, please contact Cardholder Services at (866) 985-2273. You will need to call from one of the phone numbers we have on file for you and you will need your card number to complete activation.
If your ATM/debit card does not have a Mastercard logo on it, your card does not require activation.
Can I use my ATM/Debit Card internationally?
Yes, you can use your ATM/debit card internationally. Quorum does not charge additional fees if you use your debit card for international transactions. However, Mastercard charges a foreign conversion fee of 1% per transaction.
If you are traveling abroad and plan to use your Mastercard debit or credit card, please contact us to let us know at (800) 874-5544, Monday through Friday, 8:30 a.m. to 7:00 p.m. ET.
Please also keep our Cardholder Services number handy for service 24 hours a day, seven days a week, should you experience any interruption in service during your trip:
- International Cardholder Services: (727) 299-2449
- Domestic Cardholder Services: (888) 918-7313