ou hear about the importance of your credit score all the time. From TV ads alone, everyone knows the higher your credit score, the easier it is to get approved for loans and qualify for lower interest rates. But debt-to-income (DTI) ratio is another factor that financial institutions look at when underwriting loans. So, it’s wise to understand what DTI is, how it’s calculated and what you can do to improve yours.Read the full article
The 2020 Retirement Confidence Survey says only 27% of Americans are very confident that they’ve saved enough for a comfortable retirement. We’ve got ideas for addressing that deficit.Read the full article
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