Financing built for real-life scenarios.

Renovation, debt consolidation, education, investing. Quorum's Home Equity and HELOC solutions can help you finance whatever's on your list.
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What do you want to do?

Whether it's one project or an open-ended plan, there's a way to put your home's equity to work. Start with what you're trying to accomplish.

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Need access to your home's equity faster?

HELOC Express

A faster way to borrow against your home's equity with simplified documentation requirements.

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Want funds ready whenever you need them?

Traditional HELOCs

A revolving line of credit you can borrow from, repay, and draw again.

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Looking for real estate investment financing?

Investment Property HELOC

Tap your rental's equity for expansion or improvements without refinancing.

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Closing on a new home before your current one sells?

Bridge Loan HELOC

Short-term access to your equity that helps you buy your next home before your current one sells.

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Doing some home renovations?

ARV Renovation HELOC

Borrow against your home's future value, so you can fund the full project with confidence.

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Why choose Quorum for your financing needs?

From home improvements to major milestones, Quorum's flexible HELOCs and fixed home equity loans make financing your dreams easy and accessible.
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Fast closings

Move from application to funding with an seamlessly.

Fully online application

Apply online, upload documents, and get real-time updates on your loan status.

Human support, when you need it

Get help from loan experts who will guide you every step of the way.

Flexible financing

Choose from a unique home equity solutions designed to fit your needs and goals.

Common sense underwriting

We look at the full picture so you can get a loan tailored to you.

Calculate your potential borrowing power with our HELOC Calculator.

Trusted by experts and members.

Quorum is consistently selected as one of the top credit unions in America.

CNET-BestOf26
The Best Credit Unions CNET
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Best Credit Unions 2026 Yahoo! Finance
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Best Credit Unions Bankrate
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Best Credit Unions Business Insider
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Best Credit Union 2025 Buy Side from WSJ
"We were able to close my HELOC very quickly, and I was kept up to date the entire way through. I highly recommend Quorum for your HELOC needs!"
Monica S.
" had a wonderful experience working with Quorum to get a HELOC. The team were a joy to work with. They provided prompt responses to our questions, step-by-step instructions, and showed great attention to detail throughout the process."
Arden M.
"My husband and I both work in the mortgage business, so needless to say, we are picky about the HELOC process, because we know how it should be! The process with them was flawless, the tech platform was user-friendly, the communication was stellar, and they offer a very competitive HELOC."
Jennifer A.
"Quorum was very responsive and clear about everything from the beginning. When the application ran into issues, they went above and beyond to make sure I had all the exceptions and approvals in place for a smooth release of funds."
Nikhil B.
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Ready to learn more about your options?

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RESOURCES

Tips that help you navigate home buying and ownership.

Article 4 min read

Don't Forget to Follow Up On Your Home Inspection!

If you've recently had your home inspected, it's important to follow up on necessary repairs. Learn how to work through your list.
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Real Estate Investing: One of the Best Uses for a HELOC

Did you know one of the top uses for a HELOC—and one that can make you money—is real estate investing? Specifically, helping you to fund an investment property?
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Home Improvement Scams

Learn what to look out for in home improvement and contractor scams (and how to avoid them) in our article.
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Should you Refinance to a 15-Year Mortgage?

Borrowers may be wondering if refinancing a 30-year mortgage into a 15-year loan is a sound move to make for their home loan. We’ve worked out the numbers.
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How to Make an Offer on a House Like a Boss

Making an offer on a home has the potential to turn into a nightmare… if it goes sour. Below are some tips to make the best offer possible.
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Does Upgrading Your Appliances Make Financial Sense?

Thinking about upgrading an appliance? Discover five key factors to help determine if the investment makes financial sense.
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What is Debt-To-Income (DTI) Ratio?

Debt-to-income (DTI) ratio is an important factor when underwriting loans. Learn what it is, how it’s calculated and how to improve it.
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What is a Home Appraisal?

A home appraisal determines a home’s current value. It serves an important purpose whenever a home is being used as collateral for a loan.
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What to Expect During the First Mortgage Process

Learn step-by-step what you can expect when applying for a first mortgage, from submitting your application to closing!
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HELOC FAQs.

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