| Club/Association/Business Checking Account Maintenance | $5.00/month |
| HighQ Savings and HighMarq Account Paper Statement | $10.00/month |
| QBoost and QFlex Checking Paper Statement | $2.00/month |
| ATM Card or Debit Card | First 2 free, then $10.00 |
| Replacement Cards |
First free, then $10.00 |
| ATM Withdrawals, first 10 |
First 10 withdrawals free |
| ATM Withdrawals, after first 10 |
11+: $2.00 per |
| Verification of Deposit |
$15.00 |
| Cashier Checks |
$5.00 |
| Stop Payment |
$32.00 |
| Dormant Account |
$5.00 |
| Courtesy Pay Fee/Negative Balance |
$37.00 |
| Overdraft Transfer from Savings |
$20.00 |
| Check or ACH Debit Returned (Insufficient Funds |
$37.00 |
| Incoming Wire Transfer | Free |
| Outgoing Domestic Wire Transfer* | $20.00 |
| Outgoing International Wire Transfer* |
$45.00 |
| Abandoned Property Processing |
$100.00 |
| Invalid Address/Returned Mail |
$2.50/month |
| Statement and Check Copy |
$10.00 |
| Mid-Cycle Statement History |
$10.00 |
| Notarization |
Free |
| Research/Special Correspondence |
$20.00/hr ($20.00 min) |
| Subpoena/Restraining Notice/IRS Levy |
$100.00 |
| Domestic | $15.00 |
| International | $25.00 |
| Saturday Delivery |
$45.00 |
Members with $100,000 in daily aggregate deposits with Quorum are exempt from these fees.
| Deposit | $5.50 |
| Withdrawal | $6.00 |
| Quorum Cash Advance | 2% ($5.00 min/$25.00 max) |
| Returned Payment Fee | Up to $25.00 |
| Replacement of Credit Card |
First free, then $10.00 |
| Minimum Payment of $25.00 or More | $25.00 |
| Minimum Payment of $10.00 to $24.99 |
$10.00 |
| Late Payment | $25.00 |
| Duplicate Lien Release | $25.00 |
| Application Fee | $25.00 |
| Late Payment |
5% of the payment due |
| Non-Sufficient Funds (NSF) | $20.00 |
| First Mortgage and Co-Op Loan Application | $295.00 |
| First Mortgage Processing Fee | $500.00 |
| Rate Lock Extension Fee |
0.25% |
| HELOC/Home Equity Loan Processing Fee |
$100.00 |
| HELOC/Home Equity Loan Origination Fee |
First Lien HELOC: $495 Second Lien HELOC: $495 Fixed-Rate Home Equity: $495 Renovation HELOC: $495 Investment HELOC: $695 Bridge Loan HELOC: $995 |
| HELOC/Home Equity Loan Annual Fees |
First Lien HELOC: $0 Second Lien HELOC: $0 Fixed-Rate Home Equity: $0 Renovation HELOC: $0 Investment HELOC: $100 Bridge Loan HELOC: $0 |
| Late Payment |
Varies |
| Renovation HELOC Monthly Supervision Fee |
$149/month during the renovation until Certificate of Completion received |
| Bridge Loan HELOC Monthly Servicing Fee |
$149/month during the life of the loan |
| Appraisal |
Varies |
| Closing Costs |
Varies |
| Subordination Agreement Fee |
$150.00 |
| Preparation and Recording of Satisfaction |
Varies by county |
| Flood Certification |
$6.00 |
| Credit Report Fees |
First Mortgage: $106.00 (per applicant) HELOC/HE Loan: $87.15 (per applicant) |
| Tax Service Fee |
Varies – begins at $61.00 |
| Modification |
$225.00 |
| Trust Agreement |
Variable – begins at $150.00 |
| Verification of Mortgage |
$15.00 |
| Recurring Payments via Loan Payment Portal and ACH | Free |
| One-time Payment via Loan Payment Portal | $1.95 |
| One-time Payment via Automated Telephone Service |
$1.95 |
| One-time Payment via Member Service |
$9.95 |
| 2-11 Month Term Accounts | 1% of amount withdrawn never to exceed original principal balance |
| 12-24 Month Term Accounts | 2% of amount withdrawn never to exceed original principal balance |
| 25 Month+ Term Accounts |
3% of amount withdrawn never to exceed original principal balance |
| Early Withdrawal Penalties | $15.00 |
| IRAs (Under age 59 1/2. IRS penalty will also apply) | $25.00 |
| All Outgoing Transfers or Rollovers | $25.00 |
| Daily Maximum Withdrawal Limit – ATM Card | $500.00 |
| Daily Maximum Withdrawal Limit – Debit Card | $1000.00 |