4.00% APY¹ + up to $1,000 bonus.

1. Annual percentage yield (APY) in effect as of 08/13/26. The current dividend rate is 3.93% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.

2. HighMarq Savings Account Bonus Offer: To qualify for this offer, the account must be opened by an individual who has not been a member of Quorum Federal Credit Union within the previous 36 months. Limit one bonus per individual. 

Within 15 calendar days of account opening, the member must deposit at least $25,000 in new money into a qualifying HighMarq account. New money is defined as funds deposited from a financial institution outside of Quorum Federal Credit Union and excludes transfers from existing Quorum accounts. 

The bonus qualification period begins on the date the account is opened and ends 15 calendar days later. Only qualifying new money deposited during this period will be used to determine the member's initial bonus tier. 

Bonus eligibility is determined by the lowest account balance maintained during the 180 consecutive days following the end of the 15-day qualification period, according to the following tiers: 

• $25,000 to $49,999.99 = $100 bonus 

• $50,000 to $99,999.99 = $250 bonus

• $100,000 to $249,999.99 = $500 bonus

• $250,000 or more = $1,000 bonus

If the account balance falls below a tier threshold at any time during the 180-day maintenance period, the member will qualify only for the corresponding lower tier, if any. 

The account must remain open and in good standing throughout the qualification period and at the time the bonus is paid. The bonus will be credited within 30 days after all promotional requirements have been satisfied. 

Bonuses may be reported as interest dividends and may be reported on IRS Form 1099-INT. The Annual Percentage Yield (APY) is variable and subject to change at any time. Quorum Federal Credit Union reserves the right to modify, suspend, or terminate this offer at any time. Any changes will not affect members who have already met the offer requirements before the effective date of such modification.