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Need a prescription filled? There may be a mobile app to save you money.

Couple seated on couch with prescription medicine in hand, looking at tablet.
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There are several apps and services on the market promising to help you save big on generic and brand-name drugs. By simply downloading the app, and typing in the drug name, the app will bring up a list of pharmacies and big-box stores in your area where you can fill your prescription at the lowest price. You may need to print out a coupon or show your phone to the pharmacist, but the amount you can save should be more than worth the extra effort. Prescription apps also tend to highlight generic medications first, and then list the more expensive, brand-name drugs.

Prescription apps can be used whether you have health insurance or not. Unfortunately, though, you can’t use your insurance in addition to the app to pay for your meds. You’ll need to choose one or the other. The good news is that prescription apps promise that the discounts you’ll get you on these meds will come out cheaper than the co-pay you’d have to cough up when paying for the drugs through insurance.

Below, we’ve highlighted three popular prescription apps:

GoodRx

GoodRx claims to save Americans an average of three billion dollars a year on medication costs. There’s no need to share your email address or phone number to enjoy the advantages of GoodRx. Simply download the app, search for your medication and start saving money.

GoodRx discounts are accepted at 70,000 pharmacies nationwide, including major retailers like Costco, Kroger, Wal-Mart, CVS, Rite Aid and Walgreens. On average, GoodRx also offers the steepest discounts on medications compared to competing apps. It does an especially great job at highlighting $4 generics and select medications that are free (with a paid membership status).

The paid version of the app, GoodRx Gold, promises to save users 90 percent on most drugs, offering 1,000 medications for less than $10. At $5.99/month for individuals and $9.99/month for up to six family members (including your pets!), the premium version of the app may be worth considering for users with chronic conditions requiring ongoing medication. GoodRx Gold also offers online physician consultations for just $10, so you can get receive a prescription without a traditional doctor’s visit.

SingleCare

Like GoodRx, SingleCare promises steep discounts on your medications. There is no membership fee or sign-up information required to download, and there is no paid, premium version of the app.

With just 35,000 participating pharmacies across the country, however, SingleCare can be used in only about half the number of pharmacies as GoodRx.

RxSaver

RxSaver, formerly called LowestMed.com, is another free discount prescription finder owned by coupon giant RetailMeNot. With savings on thousands of meds and acceptance at 60,000 pharmacies across the country, RxSaver is a favorite among many prescription-fillers.

The RxAdvocacy Program (the premium version of RxSaver), offers thousands of dollars in savings on expensive drugs. You’ll need to pay $50 a month and register for The RxAdvocacy Program. But, for individuals relying on expensive ongoing medication that is not fully covered by insurance, this can be a great money-saver.

It’s important to note that when you input medication info into the app, RxSaver will only show you its preferred pharmacies and prices. You’ll need to click a “see more” button to view the medication info at other pharmacies. This extra step can mean missing out on some of the best prices in your neighborhood. RxSaver also consistently fails to highlight free options available in users’ areas.

Remember:

If you’re looking for a prescription app to help you save money on a medication you require on an ongoing basis, it’s best to test all three apps and see which offers the steepest discount on the particular medications you need.

Editor’s note: Quorum is not affiliated with any of the companies mentioned in this article and derives no benefit from these businesses for placement in this article.

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CUNA 2023 diamond award trophy icon

CUNA 2023 Diamond Award Winner

Financial Education

Quorum derives no benefit from businesses in return for placement in this blog.

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