A high-yield, liquid savings account that gives you 4.00% APY¹, while keeping your money accessible. Plus, for a limited time, you'll earn up to $1,0002 when you bring in qualifying new money to your HighMarq account.
A high-yield, liquid savings account that gives you 4.00% APY¹, while keeping your money accessible. Plus, for a limited time, you'll earn up to $1,0002 when you bring in qualifying new money to your HighMarq account.
When you make qualifying new deposits into HighMarq.
Access your funds anytime, penalty-free.
When you stay enrolled in eStatements.
Bring in qualifying new money to your new HighMarq Savings and earn up to $1,0002.
| Balance Tiers | Bonus |
|---|---|
| $25,000 - $49,999.99 | $100 |
| $50,000 - $99,999.99 | $250 |
| $100,000 - $249,999.99 | $500 |
| $250,000 or more | $1,000 |
HighMarq Savings earns 4.00% APY on balances $10,000 and above.
You can earn between $100 and $1,000 depending on the lowest account balance maintained during the 180-day qualification period.
New money consists of funds transferred from outside Quorum through eligible funding methods such as ACH transfers, wires, and checks. Transfers from existing Quorum accounts do not qualify.
You must maintain a balance of at least $25,000 throughout the 180-day qualification period.
If you have more than $250,00 in deposits and are concerned that your savings may not be fully insured by the NCUA, you can check the Share Insurance Estimator here to understand what is insured and what portion (if any) exceeds coverage limits.
Depending on how your accounts are owned and what types of accounts you have, you can potentially increase the total insurance on your funds to greater than $250,000 through multiple account owners or trusts with beneficiaries.
MyCreditUnion.gov contains more information about the National Credit Union Share Insurance Fund coverage for consumers.
Your Quorum accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Manage your account, set automatic transfers to keep your saving momentum going, view your full financial picture in one platform, deposit checks, and set alerts that help you stay on top of your finances.
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Buy Side from WSJ
"Great rates and service. I recently opened a high-yield savings account with Quorum. The process was easy, online banking was comprehensive, and the rate and service were fantastic!"
"Quorum has been my primary bank for over 5 years, where they do NOT disappoint. Not only do they offer the best interest rates with the HighQ Savings and term CDs, they are also prompt to provide answers to any questions."
"We feel so much more secure with a federal credit union than a commercial bank. Great staff and the customer service is always patient and helpful. Rates on interest-bearing accounts are great, too. I’m glad we found Quorum."
1. Annual percentage yield (APY) in effect as of 08/13/26. The current dividend rate is 3.93% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
2. HighMarq Savings Account Bonus Offer: To qualify for this offer, the account must be opened by an individual who has not been a member of Quorum Federal Credit Union within the previous 36 months. Limit one bonus per individual.
Within 15 calendar days of account opening, the member must deposit at least $25,000 in new money into a qualifying HighMarq account. New money is defined as funds deposited from a financial institution outside of Quorum Federal Credit Union and excludes transfers from existing Quorum accounts.
The bonus qualification period begins on the date the account is opened and ends 15 calendar days later. Only qualifying new money deposited during this period will be used to determine the member's initial bonus tier.
Bonus eligibility is determined by the lowest account balance maintained during the 180 consecutive days following the end of the 15-day qualification period, according to the following tiers:
$25,000 to $49,999.99 = $100 bonus
$50,000 to $99,999.99 = $250 bonus
$100,000 to $249,999.99 = $500 bonus
$250,000 or more = $1,000 bonus
If the account balance falls below a tier threshold at any time during the 180-day maintenance period, the member will qualify only for the corresponding lower tier, if any.
The account must remain open and in good standing throughout the qualification period and at the time the bonus is paid. The bonus will be credited within 30 days after all promotional requirements have been satisfied.
Bonuses may be reported as interest dividends and may be reported on IRS Form 1099-INT. The Annual Percentage Yield (APY) is variable and subject to change at any time. Quorum Federal Credit Union reserves the right to modify, suspend, or terminate this offer at any time. Any changes will not affect members who have already met the offer requirements before the effective date of such modification.