AD&D Insurance: Accidental Death or Dismemberment Coverage

If the unthinkable happens, worrying about financial troubles is the last thing your family needs. Accidental death and dismemberment insurance (AD&D) can help with expenses in the event of an unexpected loss of life or limb.

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Insurance That Covers Your Quality of Life.

Get covered with no health questions or medical exams. With AD&D insurance through our trusted insurance partner TruStage®, you are guaranteed coverage, regardless of your medical history. Here are some examples of what your new, no-cost policy can cover:

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Loss of life, limb, or vital function as a result of an accident or violence

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Paralysis, including paraplegia and quadriplegia

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On-the-job accidents leading to physical loss

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Income supplementation beyond the initial loss

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And more—speak to a Q‑surance representative today

AD&D Insurance Might Cover More Than You Think.

A common misconception with AD&D insurance is that you have to lose a literal limb to qualify for an insurance payment. However, an accident that causes you to lose your sight, speech or heading can also provide a much-needed financial safety net for you and your family.

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Accidents Happen. Make Sure You’re Prepared.

As a Quorum member, you’re entitled to $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Quorum Federal Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

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Frequently Asked Questions

How do I apply for AD&D Insurance?

Click Here to begin your AD&D application. The process is quick and easy. The best part? You are guaranteed coverage! No medical exam or extended underwriting necessary.

How does AD&D differ from life insurance?

Life insurance provides financial protection for your family in the event the family experiences a loss of income from most causes of death. Life insurance will pay out if you die by accident or illness. Accidental death and dismemberment (AD&D) insurance, on the other hand, will only pay out under certain circumstances (if the death is caused by an accident and not death attributable to natural causes or illness).

A Few Things You Should Know

Quorum will help you through the process and help you find the best rates with our third-party insurance agencies. Discounts are not available in all states and discounts vary by state. Products are not insured by the NCUA. Insurance products are not obligations of, or guaranteed by, Quorum Federal Credit Union.

TruStage® Accidental Dealth & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL

© 2021 TruStage Insurance Agency ADI-2951070.1