Pet Insurance: Coverage Options for Dogs and Cats.

They’re always there for you; get a plan that’s always there for them. Pet insurance from Quorum’s trusted partners covers accidents, illness, preventative care, ongoing conditions and more.

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Don’t Get Stuck With the Vet Bill.

Pet Insurance helps you focus more on your pet’s health, rather than your finances. There are no upper age limits for coverage and you can use any licensed veterinarian in the US or Canada. Here are some examples of what your new policy can cover:

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Emergency vet bills for accidents like torn ligaments, swallowed objects and broken bones

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Costs associated with diagnosing and treating illnesses and diseases

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Prescription food, supplements and medication

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Training to correct behavioral issues

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Microchip implantation to keep track of your pet

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And more—speak to an insurance representative for details

Vet Visits Aren’t Cheap, but Your Good Boy (or Girl) Is Worth It.

In 2019, Americans spent a record $95.7 billion on their pets, according to the American Pet Products Association’s 2019-20 National Pet Owners Survey. The average cost of an emergency vet visit is $800-$1500 (not including the cost of surgeries or long-term care).

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Bundle up! Build an Insurance Package and Save.

Bundle your home and auto insurance to save even more on your monthly bill. Learn more about the benefits of having all of your policies with one company, and build a complete insurance package tailor-made for your individual needs.

Other Helpful Resources:

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Frequently Asked Questions

What is pet insurance?

Pet insurance helps you afford quality veterinary care so you can give your pet the best care possible. Pet insurance can cover your pet for accidents, illnesses, preventive care, ongoing conditions and more.

Why do I need pet insurance?

The costs of veterinary care are rising, especially as more sophisticated treatments become available for animals. Pet insurance can help you focus more on your pet’s care and less on finances.

How does pet insurance work?

Simply take your pet to any vet in the U.S. or Canada and pay for the services. Then fill out a simple claim form and mail, fax, or email it with your receipts. You can track the status of your claims conveniently online at the free Member Center.

How much will I get reimbursed?

Pet insurance plans reimburse up to 90% covered charges after an annual deductible per pet as low as $100. You can also customize our plans to your budget with additional deductible and co-insurance options.

A Few Things You Should Know

Quorum will help you through the process and help you find the best rates with our third-party insurance agencies.

Products are not insured by the NCUA. Insurance products are not obligations of, or guaranteed by, Quorum Federal Credit Union.

Discounts are not available in all states and discounts vary by state.

Underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), and produced by PTZ Insurance Agency, Ltd. (NPN: 5328528). Pre-existing conditions are not covered. For all terms visit

The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution.